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First Aid Trainers

Risk Information

Risk Information

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Are all offices of the Insured based / domiciled in the United Kingdom?

We cannot Insure the business as it has offices outside of the United Kingdom.

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Cover Details

Fixed Limits:

£5m Professional Indemnity

£5m Public Liability

£10m Employers Liability (Optional Coverage)

Would you like to include Employers Liability cover?
What is ELTO?

The Employers' Liability Tracing Office (ELTO) is an independent industry body who’s aim is to assist the insurance industry to meet its obligations by aiding those who have suffered injury or disease in the workplace to effectively and efficiently trace the relevant insurer.

What does this mean for you?

If you employ staff who are individually paid more than £503 per month you have to provide your Employers' Liability insurer with specific information. The majority of this information is already held on your policy. However, they do require your Employers' Reference Number (the ERN is also commonly referred to as 'Employer PAYE Reference'. This is the reference number provided by HM Revenue and Customs (HMRC) under which your employees' income tax and NI contributions are recorded.



You are not currently insured with Aqueous Underwriting or Acappella syndicate 2014? (does not apply to Aqueous Underwriting renewals with insurefirstaid.com)

We are not able to cover you as your current Insurer is Aqueous Underwriting or Acappella syndicate 2014

All principals, partners, members or directors have relevant qualifications or at least five years relevant experience.
You are only involved in the provision of classroom based training in respect of the following:
a. Health & Safety
b. Food Safety
c. First Aid
d. Fire Safety (including Fire Extinguishment and Fire Marshalling)
You do not provide any training unprotected (no barriers such as railings) at heights above 10m.
You do not undertake any training at any of the following locations, unless supervised by an authorised person at all times:
a. Power stations or Nuclear facilities
b. Refineries (Oil or Gas)
c. Chemical Plant
d. Offshore platforms or vessels
You do not undertake any training that involves vehicles, plant or machinery.
You do not work track or airside, unless supervised by an authorised person at all times.
You have never been investigated, cautioned, charged or convicted with respect to any offence related to any current Health & Safety legislation.
No claim, whether successful or not, has ever been made or threatened against you, your predecessors in business or any past or present principal, partner, member, director or employee.
You or any principals, partners, members, directors or employees AFTER FULL ENQUIRY are not aware of any incident, fact, matter, act or omission which may give rise to a claim against you, your predecessors in business or any past or present principal, partners,members, directors or employee.
You have never been refused similar insurance, or had any policy cancelled or voided at anytime.


PI Premium:
PL Premium:
EL Premium:
Broker Fee:
Retroactive Date:
Policy Wording:
Postcode Letters IPT